John Hancock Insurance

Product

2025 IUL segment lock-in dates

Use this handy reference to stay on top of 2025 payment deadlines for John Hancock's indexed IUL policies. The indicated "lock-in dates" are the final dates we must receive funds to be included in the next segment.

View the dates

Hancock Talks

Navigating change: Year-end tips and election insights

Don't miss this episode of Hancock Talks as Carly Brooks and her fellow Advanced Markets' attorneys share insights and details that enhance the value you offer your clients, including:

Key tax planning reminders for year-end
Potential tax-law changes to watch for in 2025
Planning strategies to help clients successfully navigate an uncertain and evolving landscape

Listen now

Doing business with us

2025 dividend rate change

Effective January 1, 2025, the dividend will change on certain participating traditional single-life and survivorship policies originally issued through the John Hancock Life Insurance company (JHLICO) and John Hancock Variable Life Insurance Company (JHVLICO).

View rate changes

New CE training requirements in California

The state of California has implemented a new continuing education requirement, effective immediately, for all producers licensed in California on or after January 1, 2024. This new course, the "Life Insurance 4-hour course," is a one-time requirement that must be completed before soliciting any business in 2025.

In addition, there is a new two-hour training course for producers who sell variable life insurance. This course must be completed before their next variable license renewal in 2025, and that is also required for each license renewal thereafter.

Both courses can be completed where you normally complete your CE training. For more details on California's licensing and CE requirements, please visit the California Department of Insurance website.

Webinar

LTC planning for tax and wealth-distribution efficiency

Don't miss our recent webinar, where we discussed ways to address long-term care and longevity planning with high-net-worth clients and highlighted the leverage and tax efficiencies that only life insurance can deliver.

Watch the replay

Vitality

More point opportunities for Vitality members living with diabetes

Beginning this week, Vitality members living with diabetes will have even more opportunities to earn points through John Hancock Aspire^®. The program is expanding to include additional Vitality Points for various preventative activities, such as completing an annual physical, getting a flu shot and attending a podiatry exam. This enhancement aims to further encourage and reward Aspire participants for the steps they take to live longer, healthier and better lives.

In case you missed it

Advanced Markets News

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THIS MATERIAL IS FOR INSTITUTIONAL/BROKER-DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

Insurance policies and/or associated riders and features may not be available in all states.

John Hancock Indexed Universal Life, Variable Universal Life, and survivorship policies are not available in New York.

Variable universal life insurance has annual fees and expenses associated with it in addition to life insurance related charges. Variable universal life insurance products are subject to market risk and are unsuitable as a short term savings vehicle. Cash values are not guaranteed and will fluctuate, and the policy may lose value.

Variable life insurance is sold by product and fund prospectus, which should be read carefully. They contain information on the investment objectives, risks, charges and expenses of the variable product and its underlying investment options. These factors should be considered carefully before investing.

Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.

Aspire is not available in New York. The benefits available under Aspire can vary depending on whether the insured has Type 1 or Type 2 diabetes, the type and coverage amount of the life insurance policy purchased and the level of engagement with the John Hancock Vitality Program. Certain aspects of Aspire may change over time. There is no coordination between Aspire and any health benefits you may receive from an insurance policy, health plan, or any other wellness programs you may be enrolled in.

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595 and securities are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116. MLINY121324293-1