John Hancock Insurance

Discover how Protection IUL outperforms the competition

Stronger caps. Broader diversification. Richer benefits. See how Protection IUL outperforms the competition across these top carriers:

New podcast episode: Inside your heart's performance engine

In the latest episode of Longer. Healthier. Better. we speak with Dr. Sawalla Guseh, Director of the Cardiovascular Performance Program at Massachusetts General Hospital and Assistant Professor at Harvard Medical School, about the science of heart health and staying active. Listen to explore why movement matters and how wearables and real-time data are transforming care.

Listen now

Service spotlight: Policy values — on demand

This month, we're highlighting another valuable self-service tool designed to help meet your clients' expectations for convenient, digital access to their life insurance policy information.

With online access to policy values, customers can quickly view key details about their coverage at any time — helping them stay informed and confident about their policy without needing to pick up the phone.

For seamless access to policy values, along with a wide range of time-saving policy information and services, encourage your clients to register at Johnhancock.com/lifeaccount today!

On-demand webinar now available

For an inside look at how John Hancock is simplifying the way business gets done, check out the on-demand replay of our recent webinar, Inside our enhanced purchase process.

Watch for key insights and practical takeaways you can put to use right away. And please be sure to complete the short survey after viewing! Your feedback will help shape future events and content.

Watch the replay

Key Variable Life investment option updates

We want to keep you informed of several recent updates across select Variable Life investment options:

American International Trust (managed by Capital Research and Management Company) was merged into the Disciplined Value International Fund, subadvised by Boston Partners, at the close of business on April 24, 2026.
The following TOPS^® ETF Portfolio names were updated effective April 27, 2026:

TOPS^® Aggressive Growth ETF Portfolio → TOPS^® Aggressive ETF Portfolio
TOPS^® Growth ETF Portfolio → TOPS^® Moderately Aggressive ETF Portfolio
TOPS^® Moderate Growth ETF Portfolio → TOPS^® Moderate ETF Portfolio

Lifestyle portfolio funds have been added to select inforce products, expanding client portfolio solutions
Variable Life fund fees, weighted averages, and arithmetic averages have also been updated

Also effective April 27, 2026, all summary and full-length statutory prospectuses have been replaced with this year's versions. As a reminder, you can access the prospectuses in two ways:

Summary prospectus links posted on JHSalesHub
Full-length prospectuses along with holdings information and financials are posted on JohnHancock - Products

Any future supplements to the product or fund prospectuses will be automatically included in the prospectus files on the websites mentioned and with any documents you may order. You may also access additional information and documents about the products and investment options using the website mentioned above.

Help your clients register for John Hancock Vitality^®

Did you know you can earn 100 points for every client who registers for Vitality PLUS — and another 100 points when they download the John Hancock Vitality app for the first time?* Help your clients through these three simple steps:

Download John Hancock Vitality app on the Apple App Store or Google Play Store.
Click "Activate account."
Provide the information to complete registration and get started!

LifeCare sources to explore

Show the full "what-if" value of LifeCare

LifeCare helps clients plan with confidence, covering all four long-term care claim scenarios and delivering value in any outcome. Use the new LTC Claims Summary Report to clearly illustrate every “what-if” and strengthen your client conversations.

Deliver more client impact

New video: LifeCare & inflation

Discover how LifeCare delivers a modern approach to hybrid LTC planning — and how it helps address the impact of inflation. Watch this quick video to learn more.

Watch and learn more

Elevating wealth management through better client conversations

In this episode of Hancock Talks, Jagruti Panwala, a financial strategist and industry leader, shares how understanding clients’ business needs can transform wealth management. Learn to simplify complex conversations, build long-term relationships, and align with clients’ industries to drive stronger outcomes. Listen now!

In case you missed it

Advanced Markets News

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*Please note that points are not awarded for sales or customer engagement activities involving Variable Universal Life policies or policies issued in New York. Points for sales and sales milestones will be credited equally to all eligible agents listed on the credit line on the Agent Report of the application. Points for client enablement and engagement will be credited to the servicing agent only.

THIS MATERIAL IS FOR INSTITUTIONAL/BROKER-DEALER USE ONLY. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC.

Insurance policies and/or associated riders and features may not be available in all states.
The LifeCare Long-Term Care rider and the LifeCare Long-Term Care Inflation rider accelerate the death benefit for approved long term care expenses and, depending on the benefit period selected, may also offer an extension of long-term care benefits after the death benefit has been fully accelerated. When the death benefit is accelerated for long-term care expenses, it is reduced dollar for dollar, and the cash value is reduced proportionately. The riders have a maximum monthly benefit amount and are subject to underwriting. There are additional fixed premiums associated with these riders. The riders have exclusions and limitations, reductions of benefits, and terms under which it may be continued in force or discontinued. Consult the state specific Outline of Coverage for additional details.

Variable life insurance is sold by product and fund prospectus, which should be read carefully. They contain information on the investment objectives, risks, charges and expenses of the variable product and its underlying investment options. These factors should be considered carefully before investing.

Variable universal life insurance has annual fees and expenses associated with it in addition to life insurance related charges. Variable universal life insurance products are subject to market risk and are unsuitable as a short-term savings vehicle. Cash values are not guaranteed and will fluctuate, and the policy may lose value.
Allocating net premiums to a TOPS ^® Portfolio is designed to help reduce the market volatility that one may experience through the allocation of premiums to only one or a small number of investment options. There are risks associated with any investment, and it is possible to lose money by investing in the TOPS ^® Portfolios.
The TOPS ^® ETF Portfolios are managed by ValMark Advisers, Inc., and distributed by Northern Lights Distributors, LLC and Milliman Financial Risk Management, LLC serves as the sub advisor. Northern Lights Distributors, LLC is not affiliated with ValMark Advisers, Inc., Milliman Financial Risk Management, LLC or John Hancock.

John Hancock Variable Universal Life policies, Protection IUL and LifeCare are not available in New York.

Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595 and securities are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 200 Berkeley Street, Boston, MA 02116. MLINY051526438-1