Vitality

HealthyFood Match

On October 16, 2023, World Food Day, John Hancock announced that we would match up to $50,000 in HealthyFood^TM savings from eligible Vitality members through November 24, 2023. We are proud to have donated those proceeds to World Central Kitchen and Food is Medicine Institute on Giving Tuesday. Thank you for your support in spreading the word about this initiative; together we are helping our customers live longer, healthier, better lives while also supporting work that can benefit many people around the globe.

Product

Accumulation IUL 23 is now approved in New York

Featuring updates that further strengthen its income solves and overall versatility, John Hancock's Accumulation IUL 23 continues to take the lead in the indexed univeral life (IUL) accumulation space. 

State approvals
Accumulation IUL 23 has been approved in all states

Transition rules
December 22, 2023 deadline:

• If seeking an informal offer — the John Hancock home office must receive an Accumulation IUL 21R illustration signed by the insured and owner, and a tentative underwriting decision must be obtained by this date. 
  
• If seeking a formal offer — the John Hancock home office must receive an Accumulation IUL 21R application signed by the insured and owner by this date. A signed illustration on the case is also required. 
  
• For a term conversion — the John Hancock home office must receive a term-conversion application signed by the insured and owner by this date. 

Note: the John Hancock home office must receive an Accumulation IUL 21R application signed by the insured and owner and a signed illustration in addition to a fully executed New York Definition of Replacement (NB4082NY), Notification and Authorization form (NB4084NY) and Important Notice Regarding Replacement (NB4081NY) by this date. 

January 26, 2024 deadline:

• By this date, John Hancock must have provided a final underwriting offer, received all administrative requirements to issue the policy and received confirmation to proceed with the 1035 Exchange (if applicable). 

Vitality PLUS rider coming soon — The Vitality PLUS rider is pending approval on Accumulation IUL 23 in New York.

Three ways to approach an LTC need 

Living a long life — and enjoying many years in retirement — is a major goal for a lot of your clients. And it requires careful planning that goes beyond a one-size-fits-all approach. See how John Hancock offers you three distinct solutions to help clients deal with the possibility of needing extended care in retirement. 

Case closed: Premier Benefit IUL

Take a look at a new case study that focuses on how Premier Benefit IUL addressed the needs of a small accounting firm looking to offer their employees voluntary life and long-term care protection. 

Doing business with us

A more convenient payment experience

Effective tomorrow (December 12), our online, one-time payment option (previously known as "John Hancock ePay") will move to our comprehensive, policyholder service website. 

As a result, customers will enjoy seamless access to all of our digital resources, including reviewing policy values, enrolling in paperless delivery and — from its new location — making convenient one-time payments. This is a great opportunity to remind your customers about these self-service tools and encourage them to create an account today.

And if your customers need help using our one-time payment option, or would like to know more about the other digital payment options we offer, refer to our electronic payment guide.

Enhanced policy summaries now available

With their focus turning to planning for 2024, your inforce customers may have questions about their policies. Find the most current details about your book of business on JHSalesHub.com, including newly enhanced inforce policy summaries that provide you with more robust data.

Offering a thorough overview of your customers' coverage information and policy performance, these summaries now include additional information, such as Vitality Points and Status, a comprehensive fund and/or indexed account breakdown and a new riders section.

To access policy summaries, click on “View inforce policies” from the JHSalesHub.com homepage.